Because No One Wants to Live In a Nursing Home
So, how do you avoid it? Long-Term Care Insurance can help provide your family with the money, letting you stay in your own home and avoid burdening those you love. Request a California Long Term Care Insurance Proposal

A “comprehensive” Long-Term Care Insurance package is the solution. It can help you pay for care in your own home, or if necessary, in a nursing care or assisted living facility.

Another Bonus to Long-Term Care Insurance
The Federal Government provides special tax benefits for people who purchase Tax-Qualified policies. 

Why risk overspending your savings?
You worked long and hard to get where you are. 

The need for Long-Term Care can often spell the end of financial independence, as well as physical independence.

Worried about going unprotected Fact: 43% of people over age 65 will spend time in a nursing home.*1 Fact: 7 of 10 couples will have at least one partner use nursing home care.*2 Fact: For every one person in nursing home, 3 are receiving care at home*3 Fact: The average cost of one year in a nursing home is $46,000. This is increasing every year.*4 Fact: The average nursing home stay is 2.5 years, not counting care at home.*5 Fact: Nursing home population is 71% female.*6

*1 New England Journal of Medicine. *2 US Department of Health and Human Services. *3 American Health Care association, "Quality for Life", May, 1993. *4 Wall Street Journal, July 23, 1997. *5 Trust and Estates, March, 1996. *6 Journal of American Society of CLU and CFC, November, 1992.

Don’t go unprotected                                                                                                    
Plan ahead to guard your savings and assets by getting Long-Term Care Insurance (LTCI). We offer LTCI that can pay for home health care, assisted living facility or for nursing home care. Get a California Long Term Care Insurance quote

Long-Term Care Insurance Isn’t Just for Seniors                                              
According to the United States general accounting office, a full 40% of those in need of Long-Term Care Services are between the age of 18 and 65.

The younger you are when you apply for long-term care insurance (LTCI), the more affordable the premium will be. You may also apply for plans that become paid-up after 1, 5, 10, 15 or 20 years, so that you no longer have to make payments in your older years.

Discounts on Long-Term Care Insurance are available for applying spouses and businesses.

Click here to get a California Long Term Care Insurance quote