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| California
Medicare Supplement |
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When it comes to Medicare, it is important that you know
both sides of the story, and understand the advantages and
disadvantages of relying solely on Medicare to provide for
your health care needs. Though Medicare covers many health
care costs, there are many medical services that Medicare
does not cover. This point is clearly made in the "Guide to
Health Insurance for People with Medicare" which is
published yearly by the Centers for Medicare & Medicaid
Services (CMS) of the U.S. Department of Health and Human
Services. |
As the guidebook suggests,
"There are health care costs that Medicare either does
 not
pay in full or does not pay at all. If you need or want
services not covered by Medicare, you must pay
all the bill." Why should I consider buying supplemental
insurance?
Before Medicare will pay for any of the medical services you
want or need, you must first pay the Medicare deductibles.
When combined with the coinsurance you are also required to
pay, your costs can add up quickly. A supplemental health
insurance policy can help pay the bills that Medicare does
not cover, providing you with protection from the
ever-increasing gaps in your Medicare coverage. There are
many different types of supplemental insurance policies
available to you. Typically, plans with no or low
deductibles will cost more in monthly premiums. On the other
hand, a high deductible plan may be the more affordable
choice for those who seldom see a doctor, but want
protection should the need arise.
Get an instant quote for
California Medicare Supplements now.
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